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Auspicious day, News

Auspicious (Nalla Neram) time today (July 29th)

July 29, 2025 – Tuesday | Aadi 13 | Visuvavasu Year | Subha – 3 Auspicious Timings Morning 7:31 AM – 9:00 AM Inauspicious Timings Gulikai 12:00 PM – 1:30 PM Rahu 3:00 PM – 4:30 PM Emakandam 9:00 AM – 10:30 AM Astrological Details Thithi Panchami Thithi End Time Chathurthi ends at 1:22 AM Nakshatram Uthiram until 9:47 AM Yogam Amirtha – Siddha Chandrashtamam Scorpio Direction to Avoid West Remedy Milk Zodiac Predictions Aries (Mesham) Humility Taurus (Rishabam) Friendship Gemini (Mithunam) Effort Cancer (Kadagam) Fear Leo (Simmam) Satisfaction Virgo (Kanni) Growth Libra (Thulam) Anxiety Scorpio (Viruchigam) Worry Sagittarius (Dhanusu) Well-being Capricorn (Magaram) Victory Aquarius (Kumbam) Income Pisces (Meenam) Pride

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உயர்நீதி மன்றத்திற்கான ஆர்டிஐ இணையதள முகவரி !!

சென்னை உயர்நீதிமன்றம் மற்றும் மாவட்ட நீதித்துறையிடம் தகவல் அறியும் உரிமைச் சட்டத்திற்கு கீழ் தகவல் பெறும் வகையில் http://mhc.tn.gov.in/eservices/rti இணைய வழி தொடங்கப்பட்டுள்ளது.

Health News, News

Important!! Men above the age of 40 must get these health tests done atleast once every year!!

When was the last time you went for your health check up? While some people go for medical screenings or health check ups often, many others avoid citing reasons!! It is worth mentioning here that medical or health screenings are essential as they would help us to track our overall health. Not only do we get to know about the health issue or disease present in us by means of health checkups, but also prevent or avoid them. These are the health check up or medical screenings every male above the age of 40 must undergo for the sake of their overall health and well being. Blood pressure: Usually, high blood pressure or hypertension might not show any symptom but the fact is that it would harm our heart health, kidney health etc. Therefore, men above the age of 40 must get their BP done frequently to track their cardiovascular health. Cholesterol test or lipid profile: By this test, we would be able to get details about bad cholesterol levels or LDL, good cholesterol levels or HDL and triglyceride levels in us. High cholesterol is shown by higher levels of bad cholesterol. By this, we might get heart attacks etc due to clogged arteries. It would be possible to maintain our cholesterol levels by health checkups. Screening for diabetes: Without causing any major symptom, type 2 diabetes is a very common health condition that can occur in those who are above the age of 40. Pre-diabetes or diabetes could be detected by fasting blood sugar tests. It is noteworthy that detection of diabetes by health check up would help us to avoid health complications. PSA test or prostate cancer screening: Prostate cancer could be detected at an early stage itself through this PSA test. Those with family history are advised to undergo this important test. Liver function test or LFT: A simple blood test would be enough to detect liver damage or fatty liver disease in us. It is true that this LFT would help us to detect early signs of liver stress and would help us to avoid liver damage. Colon cancer screening: The fact is that colon cancer is one of the common types of cancer in men. Hidden blood that is a possible sign of colon cancer could be detected by a yearly stool test or FIT. Men above 40 are advised to undergo colonoscopy also. Eye examination: Annual eye checkups are necessary and these could help to detect issues like cataract, glaucoma etc. It must be noted that these could lead to vision problems. It is known that after the age of 40 men might get these eye issues.

Auspicious day, News

Auspicious (Nalla Neram) time today (July 28th)

July 28, 2025 – Monday | Aadi 12 | Visuvavasu Year | Sapthami – 2 Auspicious Timings Morning 6:00 AM – 7:30 AM Late Morning 10:30 AM – 12:00 PM Inauspicious Timings Kuligai 1:30 PM – 3:00 PM Rahu 7:30 AM – 9:00 AM Astrological Details Thithi Sapthami Thithi End Time Thithi ends at 12:43 PM Nakshatram Pooram until 8:00 AM Yogam Siddha Chandrashtamam Thiruvonam Direction to Avoid East Remedy Curd Zodiac Predictions Aries (Mesham) Fear Taurus (Rishabam) Profit Gemini (Mithunam) Happiness Cancer (Kadagam) Movement Leo (Simmam) Support Virgo (Kanni) Efficiency Libra (Thulam) Wealth Scorpio (Viruchigam) Health Sagittarius (Dhanusu) Celebration Capricorn (Magaram) Arguments Aquarius (Kumbam) Love Pisces (Meenam) Peace

News, Power Shutdown

Power Shutdown in Coimbatore – Monday (28-07-2025)

Power supply will be suspended in the following areas on Monday (28-07-2025) from 09.00 am to 04.00 pm due to maintenance and tree trimming activities. Affected Areas: Nallattipalayam, Mettubavi, Part of panapatty, Kothavaady. Power will be resumed before 04.00 PM if the work is completed early. Schedule is subject to last-minute changes due to operational or weather-related factors.

Health News, News

Link between oral health care and cancer risk revealed now!!

Improving health related outcomes like cancer etc would depend on the oral health care. This was revealed by a recent study done by AIIMS or All India Institute for Medical Sciences, New Delhi. It must be noted that oral health care must be done not only at the primary levels but throughout all health management. Information is that the study was published in the Lancel regional Health- SE Asia in July month. Poor oral health could be related to several health issues in us and these would include cardiovascular disease, diabetes, Alzheimer`s disease or AD etc. This was according to cancer specialists like Dr. Abhishek Shankar and Dr. Vaibhav Sahni. Truth is that oral health is connected to cancer risk and its prediction especially regarding cancer in head and neck based cancers or HNC. There is a relation between periodontal disease or gum disease and various cancers of the digestive tract, prostate, pancreas, breast, uterus and lungs etc. Cancer incidence could get elevated due to the presence of pathogenic oral bacteria lie Porphyromonas Gingivalis, Prevotella Intermedia etc. Overall survival would get affected. It has been confirmed by the recent systematic review that radiotherapy or RT to the head and neck region would alter the oral microbiome. Beneficial bacteria would be reduced and potentially harmful species would get increased. This would result in post RT complications. This was as per the research study. It was later brought out by some researchers that patients with severe periodontal disease undergoing IMRT or intensity modulated radiotherapy along with or without chemotherapy have higher chances of post treatment bone healing complications. Therefore, it is highly essential for the patients to maintain good oral health before/during/post RT because the oral health would play a huge role in survivorship outcomes.  Routine dental visits are associated with lower cancer deaths and this was as per the research study. The necessity of integrating oral health practices must be done not only at the primary levels but also throughout all healthcare settings. This has been confirmed by the doctors.

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கோவை புறவழிச்சாலையில் 5 சுங்கச்சாவடிகள் மூடல்!

கோவை: கோவை புறவழிச்சாலையில் உள்ள 6 சுங்கச்சாவடிகளில் 5 சுங்கச்சாவடிகள் மூடப்பட்டு, இனி மதுக்கரை சுங்கச்சாவடி ஒன்றில் மட்டுமே கட்டணம் வசூலிக்கப்படும் என அதிகாரிகள் அறிவித்துள்ளனர். இந்த 28 கிலோமீட்டர் நீளமுள்ள புறவழிச்சாலையில் தற்போது செயல்பட்டு வந்த:  நீலாம்பூர்  சிந்தாமணிப்புதூர் கற்பகம் பல்கலை அருகே உள்ள சுங்கச்சாவடி உள்ளிட்ட ஐந்து சாவடிகள் மூடப்படும். இந்த மாற்றம் மூலம் வாகன ஓட்டிகள் செலுத்தும் சுங்கக் கட்டணம் குறையும் என எதிர்பார்க்கப்படுகிறது.

News

Important Factors to Consider Before Applying for a Home Loan in India

Applying for a home loan is one of the biggest financial decisions for any individual or family. A wrong move can impact your long-term financial stability. Whether you are a salaried professional or self-employed, understanding the key factors before applying for a housing loan is essential. Here’s a detailed breakdown in simple terms with practical examples: 1. Eligibility Criteria Banks evaluate various criteria before approving your loan: Age: Most banks allow home loans for people aged 21 to 65. Example: If you are 30, you can opt for a 30-year tenure. But if you are 55, tenure options may reduce due to retirement proximity. Income & Employment: A minimum income of Rs. 25,000/month is typically required. Example: An IT employee earning Rs. 50,000/month might get a Rs. 30 lakh loan. NRIs or freelancers may have different eligibility. Credit Score (CIBIL): A score of 750+ ensures better approval chances. Example: A score of 800 may get you lower interest; a score below 650 may lead to rejection or high rates. 2. Interest Rates Choose between: Fixed Interest Rate – Constant rate (e.g., 8.5%) for the full tenure. Floating Interest Rate – Fluctuates with market conditions. Example: If SBI offers 8.4%, HDFC 8.5%, and ICICI 8.6%, SBI is the most cost-effective. 3. Loan Amount & Tenure Generally, banks offer 80–90% of the property’s value. Tenure ranges from 5 to 30 years. Example: For a house worth Rs. 50 lakhs, you may get Rs. 40 lakhs loan. EMI for 20 years = Rs. 35,000 | EMI for 30 years = Rs. 30,000 (but higher interest overall). 4. EMI and Affordability Your EMI should not exceed 40–50% of your income. Use an EMI calculator to plan. Example: If your monthly income is Rs. 1 lakh, an EMI of Rs. 26,000 for a Rs. 30 lakh loan is acceptable. 5. Processing Fees & Charges Banks may charge 0.5% to 2% as processing fee. Legal, valuation, and prepayment charges may apply. Example: A Rs. 50 lakh loan may have a processing fee of Rs. 25,000. Some banks waive prepayment charges, especially for floating rate loans. 6. Documentation Essential documents include: Income proof: Salary slips, ITR ID proof: Aadhaar, PAN Property documents: Sale deed, approvals Example: Self-employed must provide 3 years’ ITR. For under-construction properties, builder approval is necessary. 7. Prepayment and Foreclosure No charges for prepayment on floating interest loans. A 2–4% penalty may apply on fixed-rate loans. Example: If you repay the full loan after 5 years, check terms to avoid penalties. 8. Tax Benefits Under Section 80C, you can claim up to Rs. 1.5 lakh on principal repayment. Under Section 24(b), you can claim up to Rs. 2 lakh on interest paid. Example: Rs. 1 lakh interest = Rs. 30,000 tax savings if you’re in 30% tax bracket. 9. Co-applicant Advantage Adding a spouse or family member as co-applicant improves eligibility. Example: Your income Rs. 50,000 + spouse’s Rs. 40,000 = Rs. 90,000 combined; eligible for higher loan of Rs. 50 lakh. 10. Property Type and Approval Banks prefer approved builders and RERA or NHB-certified projects. Example: Buying from a registered builder speeds up approval. For resale properties, all legal documents must be clear. 11. Insurance Cover Opting for a Home Loan Protection Plan (HLPP) is recommended. Example: With a small premium (e.g., Rs. 1,000/year), your family won’t bear the loan burden in case of your death. 12. Other Key Points Debt-to-Income Ratio: Existing debts should not exceed 50% of income. Down Payment: Usually 10–20%. Higher payment = lower interest. Bank Comparison: Use trusted online portals to compare offers. Final Note: Before signing any home loan document: Review your financial health Compare at least 3–5 lenders Consult a financial advisor if needed

Gold News, News

Gold Rate Decreased Today Morning (25.07.2025)

The cost of gold has decreased by Rs. 45 per gram on Friday Morning (25.07.2025). The cost of the gold rate has decreased by Rs. 360 per sovereign. The gold rate has decreased and one sovereign is worth Rs. 73680.00 and a gram is Rs. 9210.00. The cost of 1 gram of pure gold (24 K) is now Rs. 10047.00. A kilo of silver is priced at Rs. 128,000.00 and a gram is worth Rs. 128.00.

Health News, News

Dont begin your day by consuming these healthy foods as they can harm you, take care!!

Have you consumed healthy foods in the morning in an empty stomach and experienced stomach discomfort etc later on? Then, you are not alone!! Truth is that healthy foods need not be good for us and they might not be the best choice to begin the day. It is worth mentioning here that healthy foods would have nutrients but their high acidity, fibre content or sugar content etc could result in certain issues in us if we consume them in the morning. The issues are sluggishness, stomach discomfort, energy crashes, poor nutrient absorption etc. It is necessary to avoid these healthy foods in the morning. Avoid citrus fruits: It must be noted that citrus fruits are rich in vitamin C but their acidic nature would irritate the lining of the stomach if consumed in an empty stomach. Those with acid reflux would get heartburns or discomfort if they consume citrus fruits in the morning.  Avoid raw vegetables: Though the raw vegetables have superb nutrients in them but they also have insoluble fibres in them. This could be harsh on the stomach if eaten in an empty stomach. There are chances of abdominal cramps, bloating gas etc if we eat them in the morning in an empty stomach. Avoid granola or muesli: Being rich in sugars and refined oil etc, consuming granola bars first thing in the morning could result in mid-morning energy crash. Blood sugar regulation would be disturbed throughout the day if we consume this in the morning in an empty stomach. Avoid green smoothies: Examples like kale and spinach can be healthy but raw forms are rich in oxalates and fibres etc. When we consume green smoothies first thing in the morning in empty stomach calcium absorption can get hindered and there are also chances of issues like bloating, gas etc. Avoid tomatoes: Our stomach lining could get irritated by consuming tomatoes (rich in vitamin C and antioxidants etc) in an empty stomach. We could get gastritis or acid reflux symptoms. Avoid bananas: High in sugar content and acidic, intake of banana in the early morning can spike the blood sugar levels and increase magagnesium in the blood also. By this, there could be disturbed heart health in some persons. Avoid avocados etc: Intake of avocados in an empty stomach in the morning can become too heavy for some individuals. Digestion could get slowed down and we might feel sluggish etc.

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